Title insurance coverage for the title-related risks associated with home buying.
Risks such as zoning issues, claims of mental incapacity, lack of up to date survey and the legal services provided by your lawyer (i.e. title certification, negligence, etc.).
It insures against such defects in title, which may occur from conflicting ownership claims, liens, un-discharged mortgages, consents and the like.
It will cover compliance and access issues i.e. work orders, permit violations, fences, boundaries, tenancies, rights of way, certain easements, etc.